CREATIVE FINANCING SPECIALISTS use the following methods
to make deals happen where others are unable to succeed.
- Seller provides secondary mortgage financing
- Bring in a money partner or a credit partner
- Additional collateral provided by second lien(s) on other real estate
- Have seller with better credit and property ownership history refinance
for higher loan amount with buyer assuming loan and paying down payment. - Buyer purchases controlling partnership interest and buys out the seller’s remaining
ownership interest over time. Purchase 51% interest with seller maintaining 49% - Wrap around Loan
- Purchasing “subject to” existing mortgage
- MASTER LEASE ‘Earn out” with part of master lease payments buying into ownership
- Crowd fund or syndicate the deal
- Negotiate with the lender for a discounted payoff
- SPLIT LAND AND BUILDING – Buy the building while the seller maintains ownership of the land
and provides a ground lease OR buy the land while the seller maintains ownership of the building.
I have used each of these techniques to finance a “ non – financeable deal”
either for real estate I purchased, sold, or financed.
Remember, that in our competitive market, the more value you bring to a deal,
the more your services are valued, the higher fees you’re able to charge.
Private Mortgage Financial Partners is always seeking to build long-term relationships with
Commercial Mortgage Brokers who approach every loan as a successful professional.