Did you know? A TRUE Hard Money Lender eliminates Credit History from the equation, and emphasizes Collateral.  If a hard money lender feels that the collateral is sufficient to provide a margin of safety, and the property will produce sufficient cash flow to service the debt, then the hard money lender will approve the loan, even if the borrower has a dismal credit history or credit score. You can visit here www.pmfpartners.com, click on “Request a Loan Now” and fill out the online, interactive loan application. PMF Partners are a Hard Money lender.